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Buying Gifts For Children

2008-02-28T09:51:00.000-08:00

Suggested ages are an inaccurate gauge when, at Christmas, or any great occasion, we need to buy presents for our children. A child can be smarter then another having the same age; he will be bored playing with toys meant for his age group. At the opposite side of this problem, a child can learn slower than his age peers; he will be overwhelmed receiving gifts meant for his age group. The evident conclusion is that we must consider the individuals mental and emotional level.

Maybe the best gift we can purchase is the one suitable for a large range of ages. There level of difficulty can be adjusted. The Leapfrog reading system is a suitable gift for any group of ages. I highly recommend this family site http://www.massreleases.com. Its reading system is suitable for ages from four to twelve. A child having Leapfrog can play with it for many years, without the smaller boring sign. The Leapfrog reading system is a model for any other gifts we need to purchase for our children. Maybe you will consider some online music training ?

Maybe people can believe that board games are a thing of the past. You will be surprised to see the entire family spending time sitting down together and playing a board game. If you have pleasant memories about some board games from your childhood, dont hesitate to buy some similar gifts for your children. Life, Monopoly or PayDayLoanToday can be the main attraction for your entire family. The children will learn to count money and spend it wisely; you will remember the happy moments of your childhood. A board game will be always a very good choice for your children gifts.

Many children love books, made especially for them. Boys love the slightly crude Captain Underpants series; the girls adore June B. Jones series. If youll buy some appropriate books for your children youll see an adorable light in their eyes when they will discover the wonderful books world. Picture books are always suitable, the youngest children will have the feeling that they are doing a similar fact than their older brothers or sisters, when they are reading or writing.

Movies are the always really appreciated. Harry Potter videos are the preference of the slightly older child. Pixar films are children and adults preference too. Pee Wee Playhouse is now one of our children preferences. Lawrence Fishburne as Cowboy Curtis makes everybody laugh.

Girls of all ages loves American Girls dolls, they also loves Build-A-Bear dolls. The girls have the possibility to choose what the doll or bear will wear or what they will do. Girls love also their original dressed creations, they are always very proud of it. Your kids and their friends will love making their own plush bear; you must save all this memories for a life time.

Melissa Lynn enjoys working with the following internet sites: http://www.detailedpregnancy.com http://www.thecraftyfinger.com Mind Control With
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Vitamin D Eight Important Reasons To Ensure Sufficient Intake

2008-02-27T02:50:00.000-08:00

Until most recently, the general consensus among health researchers and practitioners held that the primary function of vitamin D was in helping the body to maintain a healthy level of calcium in the blood, primarily for proper bone health throughout an individual's lifetime. But, more and more, research is showing that this important vitamin is playing a much larger role in the overall health of the body. The following issues are eight of the top reasons to ensure adequate bodily concentrations.

1. Increase bone density - It defends against osteoporosis by triggering the absorption of calcium into bone cells.

2. Lower risk of all forms of cancer - A large number of studies have shown positive results indicating that with adequate vitamin D, risks for most forms of cancer can be reduced. The American Journal of Clinical Nutrition suggests that vitamin D supplements may lower risk by 77 percent. In fact, in many of the clinical studies, indications are that the disease may be prevented entirely. Benefits have been especially promising in clinical studies on cancers related to: Breast, Colon/Rectal, Pancreas, Prostate, non-Hodgkin's lymphoma, and the Lungs.

3. Preserves Muscle strength - A common symptom of severe vitamin D deficiency is leg weakness. Senior citizens typically suffer from an inexorable muscle wasting that begins by age 40. In recent group studies Vitamin D blood levels were measured in elderly men and women and found that individuals who had higher readings also had greater thigh strength, concluding that blood concentration of vitamin D directly correlated with leg strength and function in these people. Another important result of the study showed that with a daily vitamin D intake of 800 units or more, falls were reduced to half of their pre-study level.

4. Energy metabolism - One of the newest identified functions of the hormonal form of vitamin D, known as 1,25-D, is its role in determining how the body manages energy. In other words, it means that without sufficient intake of vitamin D and calcium, cells burn fewer calories and store more of them as fat. And, it turns out that dairy products are more effective than plain calcium at inhibiting fat synthesis and actually augmenting fat breakdown.

5. Strengthen Immune System - Vitamin D appears to send a signal the cells triggering production of specific proteins needed to fight off disease and other conditions in which the immune system attacks the body's own healthy tissue.

6. Reduced risk of MS Incidences of Multiple Sclerosis and other autoimmune diseases tend to be rare near the equator, where ultraviolet light from the sun is intense and people produce an abundance vitamin D. In a recent study, women getting at least 400 IU of vitamin D per day showed only a 60 percent risk of developing MS compared to women getting less of the vitamin.

7. Tooth and gum health - Low blood concentrations of vitamin D were linked to gum disease in a study involving both men and women taking part in the federally sponsored National Health and Nutrition Examination Survey. The rate of loss in tooth-gum attachment was 25 percent higher among those participants with the least vitamin D.

8. Prevention of Diabetes - University of Pittsburgh researchers reported that a vitamin D deficiency affects the pancreas's release of insulin and found the risk of diabetes to be one-third lower in people with the highest concentrations of the vitamin.

So, how much of the vitamin do we really need?

The Food and Nutrition Board of the National Academies in Washington, D.C., currently recommends that people from infancy through age 50 get 200 international units (IU) of vitamin D per day, that those ages 51 through 70 receive 400 IU daily, and that anyone over 70 get a net of 600 IU. Sources include exposure to the sun, foods, especially dairy products and the meat of oily fish, such as tuna, salmon and mackerel, as well as, a variety of supplements.

But, no matter what the source, we now understand the importance of maintaining sufficient concentrations of vitamin D, as it contributes to the overall health and quality of life for each of us.

For additional information and important resources, please visit http://www.newdaynutrients.com/

Copyright 2007 Harry Monell. All rights reserved. Please feel free to share the entire contents of this article with your friends or post it on your site as long as it is left intact with all links unchanged, including this notice.

Harry Monell is writing articles encouraging consumer awareness about a wide range of health and nutritional topics. For additional information and important resources, please copy into your web browser http://www.newdaynutrients.com Wendi Hypnotist
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Corporations and Limited Liability Companies (LLCs): Charging Orders and the Differences in Protection!

2008-02-26T13:00:00.000-08:00

I always say that when choosing a business entity, you must evaluate the tax advantages and disadvantages BUT ALSO the level of liability protection. LETS LOOK AT A COMMON TRUTH: Many attorneys recommend the corporation to their clients. For the most part, corporations will provide good protection from traditional liabilities. In other words, if the business is sued for its business activities, then I consider this a traditional liability situation. In most instances (a properly set up and maintained corporation) will protect the owners from personal liability.

Most attorneys (myself included), who stay up-to-date with court precedents and how creditors (and collection attorneys) actually work, will tell you that a multi-member LLC will usually provide enhanced benefits. Here are a few reasons:

1. LESS FORMALITY = LESS MISTAKES: The corporation requires annual meetings and has a number of rules which create a forced management structure. For example, every corporation is made up of a tri-parte management structure (tri-parte means 3 levels). This means that all corporations will have to force or channel operations through this structure of directors, officers, and shareholders. The trouble with small to mid-sized businesses is that the same person or perhaps a handful of people must occupy all of these positions. This can create confusion and more opportunity for error. The limited liability company (LLC) is simpler to operate because state law does force this tri-parte structure upon LLC owners and employees.

LLCs (unlike corporations) are not required to have annual meetings. Although we think LLC meetings are a good idea, you probably wont lose your protection if you forget to have a meeting. These simplicities mean less technicalities and less confusion. It also means that there will be less mistakes available for an attorney to use against you when trying to pierce the entity in order to hold its owners personally liable.

2. CHARGING ORDER PROTECTION: Alright, lets move forward to another VERY IMPORTANT issue. I am going to say that this is perhaps the KEY REASON why an LLC is favored in most situations. The LLC will protect you from business liabilities but it can also protect your business from personal liabilities. DID YOU CATCH THAT? We said the LLC will protect you personally from business liabilities, BUT IT CAN ALSO protect your business from personal liabilities.

Ok, enough word manipulationlets look at a concrete example:

EXAMPLE: Lets say that you are driving and taking your family to the park on a Sunday afternoon. Negligently, you tap someone who is crossing the street and they are slightly injured. The injured person finds a sharp and hungry personal injury attorney who milks the case for every penny. They sue you for $1,000,000 and win. Your insurance pays out the $500,000, but there is still $500,000 owed. What happens next? The answer will depend on whether you have a corporation or LLC.

Did you know that once a judgment is obtained against you, the attorney may pass the case on to a collections specialist (an aggressive attorney who handles collections)? These attorneys are very knowledgeable and may only focus on collections in other words, they know the ropes. This attorney would go to the judge and request a Write of Execution. With this writ they many visit your residence or office (with the local sheriff) and begin seizing personal assets. The problem is the corporate stock shares are personal property. As a result, generally they can seize 100% of corporate stock shares.

Now you may say...Wait a minute, my business was not involved in the accident. I was taking my family to the park on a Sunday. Understand, the creditor is not trying to enter your corporation through the front door, but through the back door! Have you ever heard the expression, He who has the gold makes the rules?. I dont always agree with this, but in this situation, lets say, He who has the stock shares makes the rules. In other words, if the creditor seizes your stock shares they can vote to dissolve or end the corporation. As a result, any assets in the corporation must be distributed to you personally.

Now you may ask, Why would anyone want to break up my corporation?. THE REASON: Once the corporation is dissolved the assets of the corporation will be distributed to you, the owner. GUESS WHAT? Now the collection attorney will have more money to satisfy the rest of the judgment (the $500,000 still owed). Remember we discussed the importance of protecting your business from personal liabilities? The corporation wont do that very well because of this reason: Stock shares are personal property. They can be seized if you have a personal judgment against you.

The same thing can happen if you are doing business in a corporation made up of 2 or more parties. In such an instance, a creditor who obtains enough shares could vote to dissolve the company or they could become a substituted owner. You see, you cant control the actions of all your co-owners all the time. For this reason, there is undue risk when corporations are used (especially if there is more than one owner!).

I am a licensed attorney and attend training conferences each year to keep up with my required hours of continuing legal education. I can tell you that while I love to learn about all the updates and nuisances of setting up companiesI know that the real benefit comes from understanding how collection attorneys work. The goal is to learn what tricks they use to tear companies apart. Believe me, most will foam at the mouth when they learn the business owner is using a corporation. They are not so pleased to learn the business owner is an LLC or other partnership-style entity.

So at this point you may be wondering how the LLC is different. This is a complex issue, but generally we can say that the laws of all states (except Pennsylvania and Nebraska) have included special rules for LLCs which allows them to be protected in this type of situation.

In other words, if we had the same facts in which you hit someone on the way to the park on a Sunday and $500,000 of the judgment was not covered by your insurance, the creditor would generally not be able to gain control of your LLC. The creditor also could not vote to end the LLC, could not force a distribution, and could not break up the LLC. The creditor would be limited to a court order called a charging order.

So what is a charging order? The charging order is a specific court order that first must be granted by the judge. It is a court order which says that if any money is passed on to the owner who was involved in the accident, this money must first go to the creditor until the debt is paid off. The only problem is that the creditor does not have the right to force the LLC to make this payment. This means that the creditor could wait a very long time for such payment to be made. If your LLC is run by parties who are friendly to your situation, they may choose to stop all distributions made to you. State law limits a creditors collection efforts to this charging order. Second, once the creditor obtains the charging order they may have to pay taxes on money that the LLC made, but which was not distributed to you (we call this phantom income).

What does all this mean? Generally it puts you in a much better position if such an event occurs, since it may force the creditor to try to settle the judgment debt or just drop the collection efforts. At the very least it can help keep your business intact. If you were using a corporation the end result would likely be the end of the company. If an LLC was used, managed correctly, and its owners properly reserved this charging order limitation then the result will be quite different.

Here are a few other things to consider: An LLC will need to have more than one member in order to ensure this type of protection. Lets also say that in community property states it may be useful to have someone other than your spouse (family member or close friend) own a small percentage interest in the LLC. The community property states are: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.

Second, you must make sure that the LLC is run and managed in the correct manner. None of these protections will hold up in court unless you truly become a MASTER of good business practices and learn how to keep up with LLC formalities.

To learn more about how you can become a MASTER of good business practices, create, run, and maintain an iron clad LLC please see Mr. Barazandehs, Wealth Building LLC course at http://www.theinformedinvestor.com and http://www.attorneysecrets.com.

I want to wish you all the best in your business and email me if you ever need help: taxenterprises@yahoo.com

By: Darius M. Barazandeh, Attorney at Law / M.B.A. Perch Fishing
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A Quick Guide to Lawyers

2008-02-25T21:34:00.000-08:00

Lawyers specialize in a wide number of fields from personal injury and criminal law to immigration, business and finances. But what do these lawyers actually do? There is a wealth of misinformation available to the average consumer, and you may be confused where to start looking.

Finding a good lawyer is essential, but if that lawyer doesn't specialize in the specific area in which you need them, it doesn't put you in the best situation. You don't want to hire a lawyer who specializes in divorce to help you with a personal injury suit, and vice versa. Thus it's imperative that you find not only a good lawyer, but one who really knows specific information about your problem. Here is a brief overview of some of the most popular types of lawyers and what they do:

Criminal Lawyer

A criminal lawyer is the highest profile lawyer for good reason. Criminal lawyers handle statutory and common law crimes and the punishment of criminal offences. They deal with every aspect of criminal law, with the state defender, or prosecutor, defending the state's interest and the defense attorney representing the defender. They defend against and prosecute crimes against the person (assault, murder, rape, etc.), crimes against property (arson, theft, larceny etc.), crimes against justice (bribery, perjury etc.) and other myriad lesser criminal offenses.

Divorce Lawyer

Divorce lawyers focus on any and all matters concerning divorce. This applies to any proceedings, including prenuptial agreements, division of property, alimony or spousal payments, child support, and more. Most individuals going through a divorce generally hire a divorce lawyer to take care of all legal matters. Much of the time a good divorce lawyer can make all the difference in how messy or clean your divorce becomes.

Accident Lawyers or Personal Injury Lawyers

Accident lawyers, also known as personal injury lawyers, specialize in legal claims relating to auto accidents and vehicle claims, dangerous or defective products, medical and health care malpractice, workplace injuries (worker's compensation), wrongful death, and a slew of other accidental incidents that warrant legal procedures.

Immigration Lawyers

Immigration lawyers handle any matters pertaining to immigration, including citizenship and naturalization proceedings, permanent residence, green cards, work visas, asylum, deportation hearings, family-based immigration waivers, and any other legal issues surrounding immigrants to the US.

Financial and Business Lawyers

Financial lawyers deal with a wide range of business and personal investments, savings products and services. These include mortgages, banking, brokerage services, commodities, claims, mutual funds, stocks and bonds, and other securities. They are in charge of taking care of all legal requirements and formalities surrounding any financial issue. They are also helpful for starting and operating businesses, including: LLC's, corporations, and partnerships.

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Marcela De Vivo writes on behalf of http://myabogado.com, a directory specializing in law related resources. Hardcore Porn Site
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Is Your Legal Team On A Collision Course With GAAP?

2008-02-25T06:12:00.000-08:00

It seems as though the accounting rules that just a few short years ago seemed to be carved in stone and generally accepted by almost all businesses, are now more like accounting questions that are subject to ongoing challenge, discussion and debate. It also appears that rules governing the once sacrosanct relationships between corporate counsel and senior-level corporate executives are also now open to ongoing discussion.

These new rules, established under the Sarbanes-Oxley Act of 2002 and enforced by the Securities and Exchange Commission, require both in-house and outside lawyers who see evidence of any "material" wrong-doing in businesses to report it up the corporate ladder. This rule is causing quite a stir in the executive ranks, where all business-related discussions between corporate executives and corporate counsel were previously considered protected under the attorney-client privilege.

Senior-level executives, who were once comfortable discussing sensitive legal matters and tough business decisions with corporate counsel, arent quite as conversational anymore. These now tight-lipped corporate executives feel that frank and open discussions with their corporate counsel may not be in their best interest, and at some point could be used against them in a court of law. The fear of being dragged into court, or worse, being dragged in front of their Board of Directors, has many of them taking a vow of silence.

The Securities and Exchange Commission meanwhile, contends that theres no need for concern over issues of attorney-client privilege between senior executives and corporate counsel, because the privilege never existed. The SECs position is that corporate counsel works for the corporation and shareholders, not the senior-level managers.

Former SEC chairman Harvey L. Pitt left no doubt as to where corporate lawyers should pledge their allegiance. "Lawyers for public companies represent the company as a whole and its shareholder-owners, not the managers who hire and fire them. This tidbit of information comes as breaking news to many senior executives who for years have openly discussed sensitive legal matters acting under the belief that they were protected by the attorney-client privilege.

Im sure that most corporate attorneys wouldnt argue against the idea of protecting shareholder interest. Its just that by placing attorneys in the role of corporate whistleblower, the SEC has created an adverse relationship between corporate counsel and the senior-level executives theyre hired to represent and advise.

In addition to making waves in the corporate boardrooms, these new rules of attorney-client conduct also seem to directly challenge states rights governing attorney-client conduct. Some argue that Sarbanes-Oxley and the SEC have overstepped their bounds in an overzealous attempt to regulate business conduct, and in the process have taken regulation of corporations and their corporate counsel away from the states and turned it over to the federal government.

That question is still open to debate, and will be for quite some time. But what is known, however, is that in the new Sarbanes-Oxley world, accounting rules and regulations are subject to change and should be considered an ongoing work in progress.

You can expect new and revised rules to keep showing up every month or so at the federal, state and local levels, and while the SEC appears willing to consider some minor changes to existing regulations, possibly scaling back rules affecting smaller companies, dont expect any sweeping changes.

And with the new rules being added and existing rules being revised, expect both legal spend and accounting costs to continue to soar for many years to come.

Richard A. Hall is founder and President/CEO of LexTech, Inc., a legal information consulting company. Mr. Hall has a unique breadth of experience which has enabled him to meld technology and sophisticated statistical analysis to produce a technology driven analytical model of the practice of law. As a busy civil trial attorney, he was responsible for the design and implementation of a LAN based litigation database and fully automated document production system for a mid-sized civil defense firm. He developed a task based billing model built on extensive statistical analysis of hundreds of litigated civil matters. In 1994, Mr. Hall invented linguistic modeling software which automatically reads, applies budget codes, budget codes and analyzes legal bill content. He also served as California Director and lecturer for a nationwide bar review. Mr. Hall continues to practice law and perform pro bono services for several Northern California judicial districts.Native American Women
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The New America Should We Outsource

2008-02-24T15:24:00.000-08:00

If you were to look at many large corporations such as Sprint, Dell, and so on, you would find a number of jobs are outsourced overseas. Outsourcing is nothing new but the trend of global outsourcing has ignited a firestorm of controversy.

North American businesses are increasingly outsourcing business functions to companies outside of the United States. Often this outsourcing is seamless to the outside world. The company maintains control over the processes and results, while certain business functions are quietly conducted in another country. Companies often benefit from reduced operating costs and an eager workforce. For the employees, particularly those in struggling economies, they are afforded higher wages and an increased standard of living.

While this may seem to be a win-win proposition for all, it does not come without its share of naysayers who believe that this practice is further eroding the already shaky North American economy. To understand this controversy, we must look at why companies decide to outsource as well as the type of jobs being outsourced. Companies cite a variety of reasons for outsourcing from lack of qualified, available labor to cost concerns. Unfortunately, while many people in the United States want to work and some actively seek positions, sometimes these individuals are not qualified or unreliable. To the company, this creates a risk of missed deadlines, understaffing and its inherent consequences, under production, and so on.

Cost and competition raise another issue. Businesses around the country are vying for ways to reduce cost while increasing effectiveness and productivity. By using overseas outsourcing, companies are able to save on one of the largest line item expenses in business human capital. Consider alone the skyrocketing cost of healthcare in the United States. Businesses can spend an additional $8000 10,000 per employee, per year on benefits alone. When added to salaries, workers compensation, and operational expenses it is easy to see why global outsourcing becomes an option.

Global outsourcing can also offer competitive advantages. Companies can take advantage of specialized knowledge and emerging technologies by outsourcing certain processes to other countries. In this way a company can hire those leading an industry and leverage that competitive advantage in the marketplace.

The underlying discontent with global outsourcing has to do with wages. In example, outsourcing to countries such as India and Mexico enables companies to pay much lower wages than they would pay North American workers. With an abundance of people in foreign countries interested in making higher North American wages, finding help is never a problem. For instance, a telecommunications company pays a customer service representative in the United States between $20,000 and $30,000 per year on average. If the company were to turn the same job over to someone in another country, they would likely pay between $10,000 and $15,000. For the foreign worker this salary enables them to significantly raise their standard of living while the same salary would be at the poverty level for North Americans. For the company and the overseas worker it is a win-win situation. However, this also means workers in the United States are being forced out of or passed over for jobs thus the controversy.

American Express was one of the first companies to publicly come under fire for global outsourcing. Dell too has come under attack for basing customer service in India. United States customers complain about the language barrier and lack of service but neither company has suffered the loss of profits as a result of outsourcing.

From the viewpoint of the overseas employee, they simply want to make a decent living. With jobs difficult to find in their own country, accepting an outsourced job is a gift from Heaven. These people often make 100% or more of what they could make in their own country, which makes outsourcing highly profitable and very attractive. Obviously, with so much at stake, the outsourced workers are willing to be trained, to follow rules to the tee, to respect authority, and be to work on time, every time.

As you can see, outsourcing overseas is a huge dilemma, with growing concern. When you consider the growing positions being outsourced, the concern rises. Although you might generally think of customer support as being the number one outsourced job, you might be surprised. Below is a list of other jobs that are often outsourced:

Customer Service Although this was not one of the original aspects of a business outsourced, we now see a huge number of companies, small to large, using overseas services in all areas of customer support.

Data Analysis The amount of data being generated by companies throughout the United States is staggering. In most cases, conducting market analysis and reviewing trends is crucial to a number of industries. For instance, much of the data coming out of the New York Stock Exchange is sent to India where it goes through a complete analysis process.

Research Research is also another large area where overseas outsourcing is used. In this case, companies will outsource large or portions of large research projects to people in other countries, which covers everything imaginable such as pharmaceutical trials to genetics to nano stocks.

Engineering Design More and more, we see engineering design being outsourced. Typically, companies in the United States establish what is known as an Offshore Development Center or ODC, which includes a number of design fields such as architectural, mechanical, hardware, structural, and product.

Medicare Many people are unaware that Medicare is also outsourced to foreign countries. Services provided by employees could include data entry of doctors transcripts to interpretation of an MRI, CAT scan, or other medical imaging processes.

Art and Animation With different countries offering unique levels and genres of creativity, a company needing a website, illustrations, artwork, book cover design, television show, graphic art, and other similar functions would turn to other countries for fresh ideas

Legal Finally, we also see legal support services being outsourced overseas. Although professional services would not be included, we do see some of the more low-level tasks such as data entry of legal documents or transcripts and patent searches being performed.

Although outsourcing to other countries has been done since the early part of the 1990s, it has become a multi-billion dollar business for other countries. Although many of the workers are low skilled, they are again, eager and willing to work. The trend of outsourcing will likely to continue to expand. We often view the negative impact to North American workers but the reality is we too benefit from outsourcing.

Many small businesses provide services to other countries. Writers, web developers, marketing consultants and many others build a business that is largely global. These small businesses are often started by laid off or out placed corporate employees. Other countries outsource to the United States for the same reasons we do specialized knowledge, lower costs, and qualified labor. Lets face it the world has changed. The debate over outsourcing is unlikely to subside any time soon, but the rules will continue to be written.

Richard A. Hall is founder and President/CEO of LexTech, Inc., a legal information consulting company. Mr. Hall has a unique breadth of experience which has enabled him to meld technology and sophisticated statistical analysis to produce a technology driven analytical model of the practice of law. As a busy civil trial attorney, he was responsible for the design and implementation of a LAN based litigation database and fully automated document production system for a mid-sized civil defense firm. He developed a task based billing model built on extensive statistical analysis of hundreds of litigated civil matters. In 1994, Mr. Hall invented linguistic modeling software which automatically reads, applies budget codes, budget codes and analyzes legal bill content. He also served as California Director and lecturer for a nationwide bar review. Mr. Hall continues to practice law and perform pro bono services for several Northern California judicial districts.Sophia Santi Video
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The War of the Injury Lawyers Worlds

2008-02-23T23:45:00.000-08:00

In case youve have seen the movie, with its compelling cinematography and uncanny display of highly proficient technological advances in the field of movie making you will say that nothing compares to it, nothing would even come close. Do not speak too soon, wait until you see the battle being fought by personal injury lawyers you will notice that it is more bloody and compelling as opposed to ten folds of this movie.

Yes, you have heard it correctly; personal injury lawyers are fighting a grave fight that actually spells a situation of life and death for its clients and those that actually rely on them. Every battle fought for by personal injury lawyers involves all the skill and knowledge incumbent upon such personal injury lawyer to have acquired. It is not merely a good story or picture to tell, but it is actually a true to life story, with real life actors, real life pains, and real life scenarios.

Every personal injury claim is distinct on its own; hence, personal injury lawyers have the undaunted task to apply all his skills and arguments necessary to promote the welfare of his or her client. The utilization of all available arsenals to fight a good battle, and the utilization of all technique that would bring about such positive result is a must for every personal injury lawyer to have. It is not about playing a role, but its about playing a role the best way possible and with the understanding that it has real effects whether you like it or not.

The battle fought by personal injury lawyers has no cuts, no takes. It is a one-shot process, one mistake and all is lost. Thus, if you should have one choice, and the only choice left, then bet on the people who knows how to deal with your injury, bet on the people who are as highly accountable as you are. Your personal injury defenders have not only their name and reputation at stake in every war they partake in, they actually carry your flag, your life, your familys life, rest assured it would be protected with all that they have. Notwithstanding time, complexities, impossibilities, your personal injury defenders have all the necessary resources to see the war to its ultimate end. Wishing that at the end of the day, when the smoke from the grueling battle has faded, you rights have actually been uplifted.

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DIY Domain Name Disputes: Expert Tips

2008-02-23T08:36:00.000-08:00

This is a distillation of the wisdom acquired through years of involvement in domain name dispute proceedings. It wont make a hopeless case winnable, but it might stop you from making a strong case un-winnable.

(1) Know your chances

Make an assessment of your chances of winning before embarking on a dispute.

You will need, at a minimum, to read and understand the rules governing the relevant kind of complaint; learn when complaints are upheld, and when rejected. Unless the case is very clear-cut or youre a very quick learner, your initial view may lack nuance, but you should at least know whether you have a chance of succeeding or none at all.

If you cant form an initial view, some lawyers will be prepared to look at the papers and consider whether you have a prima facie case without charge.

(2) Write first time

It is usually worth writing to the other side about a domain dispute before making a complaint. There are two main reasons. First, the cost and aggravation of a domain name dispute can sometimes be avoided by a simple exchange of letters. Second, even if the dispute isnt resolved by correspondence, the fact that you have tried to resolve the dispute without recourse to arbitration proceedings will create a favourable impression with some panellists.

Neither goal is likely to be achieved if the correspondence is disproportionately aggressive or sarcastic: your letters should be lucid, polite and concise.

The problem with writing before filing a complaint is that the domain registrant could transfer the domain to another person before you get a chance to file - possibly to a person with better rights in the domain name than the registrant. You should assess this risk carefully before deciding whether to write first. In making this assessment, one important consideration will be the cost of filing a complaint and thereby blocking transfers. In Nominet (.uk) proceedings, it costs nothing to file a complaint and have domain transfers blocked until the dispute is resolved; however in most other kinds of domain name proceedings, the complaint fee is payable upon filing.

(3) Know your limits

Time limits, that is and word limits. In domain name disputes both time limits and word limits can be short. Its important not to contravene either: missing time limits can be fatal to your case, and looks careless at best; exceeding word limits will annoy the panel.

Panellists will tell you that they dont get paid enough to read what they don't have to read, when they don't have to read it.

(4) Tell a story

The pleadings of domain name arbitration proceedings complaints, responses and (in Nominet proceedings) replies are never going to make great reading. The formal requirements of these documents make them tedious, even for readers professionally acclimatised to tedium.

The easiest way to make the document more interesting is to write it as you would a simple story. Insofar as the document recounts facts, these should usually be in chronological order. You also need to be clear about which person or entity is undertaking which action. This is obvious in the case of natural persons, but can be unclear where you are dealing with legal entities such as companies and partnerships.

Even the non-factual, argumentative sections of your pleadings can be organised in the same way as a story, with a clear beginning, middle and end - although the order an argument will be logical rather than chronological.

(5) Keep cool

Your Complaint or Response should be dispassionate and measured - and give the appearance of objectivity. Remember who is likely to be making the decision, and where: a middle-aged lawyer in an air-conditioned office. Although you need the sympathy of that lawyer, you it's best not to be seen to be asking for it.

(6) Fit the facts to the rules, the rules to the facts

Rarely, if ever, will the rules fit the facts like a glove. More commonly, youll find that the facts have an extra finger, or the glove is too tight, or too capacious.

Your handling of the tensions between the facts and the rules will be a key factor in the success or failure of your argument. By careful presentation of both the facts and the law, it is possible to make it look like the latter was made to fit the former. In this way, weaker arguments can be made stronger, and stronger arguments can be made compelling.

(7) Weight your evidence

One kilo of evidence is too much; one gram too little. To reiterate: panellists will tell you that they dont get paid enough to spend their weekends reviewing your appendices. However, a certain quantity of documentary support is necessary in all cases, to demonstrate the prior dealings of the parties, the use of the domain name in dispute, the rights of the parties, and so on.

As a rule of thumb, you should not include more than one file of evidence and, if possible, that file should be slim enough to allow the panellist to review its contents in less than 15 minutes. (Of course, you may need to break this rule in some cases.)

(8) Find a precedent or two

The major dispute resolution services have now built up a substantial body of case law. Few if any panellists read every decision; most read only a small percentage of the decisions issued.

Panellists dont want to make decisions that are inconsistent with previous case law: they dont want to invite the criticism of their colleagues or academic commentators; nor do they want to have their decisions overturned on appeal. You can help the panellist avoid these ignominies by pointing him or her in the direction of a decision or two which supports your interpretation of the rules.

Dont however go overboard with the authorities. Generally, you should cite only one or two authorities in each case. However, in some circumstances - for example, where there is a well-known case, or your opponent has cited a case, which contradicts your case theory - then you may need additional authorities to establish your case.

Sometimes it may be necessary to cite a court judgment; only do so if it really is necessary.

(9) Be a pedant

Panellists are usually lawyers; lawyers are professional pedants. You dont want the condescension of the panellist, so try to avoid typos, inconsistent usage, and errors of grammar and spelling. Once your document is prepared, proof read it; then have a friend proof read it; then proof read it again.

(10) Read, re-read and re-re-read the rules

Read the applicable rules before drafting your complaint (or response); and during; and after. Check that your document meets all the formal requirements.

(11) Use your service provider

Youre the customer and, although you cannot be always right when the service is dispute resolution, you can be a little bit always right. They wont give you much in the way of substantive advice, but most will help clear up procedural issues.

(12) Stay relevant

Irrelevant material is most unwelcome to the panellist. You may think you can make your opponent look bad by telling the panel how he or she stole your money, or killed your cat. Resist that urge: it will only make you look bad. Ensure all of your arguments and evidence are directed to the rules upon which the panel must make its decision.

Hagit Ben-Artzi runs Sequitur IPS (http://www.sequitur-ips.com), which represents both complainants and respondents in domain name dispute arbitration proceedings. Fat Guy Porn
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Miami DolphinsThe New Bengals? Not Yet

2008-02-22T11:08:00.000-08:00

With the arrest of Miami wide receiver Chris Chambers this past weekend, some might start to wonder if the Dolphins have evolved into Bengals over the off season. Chambers, a 2005 pro bowler and star of, ahem, my fantasy team, was picked up in North Carolina for driving while impaired, reckless driving, and speeding on July 14th. With the arrest, Chambers is now the third Dolphin to be taken into custody this year. If eight more Dolphins find themselves behind bars, they will pass the Cincinnati Bengals and lead the league in most (jail) yards gained.

Besides Chambers, Fred Evans, a defensive tackle with Miami, was arrested on June 23 for trespassing, resisting arrest with violence, disorderly conduct, and battery on a police officer. Joey Porter, the Steeler turned Dolphin, was arrested for a March conflict where he was accused of punching Levi Jones, an offensive lineman for the - go figure - Cincinnati Bengal. Porter was eventually charged with a misdemeanor.

So, there you have itare the Dolphins taking a page from the Bengals and - in lieu of evading sacks and tackles - focusing their time on evading the law? Well, not exactly.

To being with, this is a first offense for Chambers: before Saturday, his professional record was completely clean. He also - according to the South Florida Sun Sentinel - passed a breathalyzer test while at the Charlotte-Mecklenburg police station. While he certainly shouldn't have been doing any kind of drinking and driving, he can chalk his arrest up to a mistakeand NEVER do it again.

Fred Evans offense, a violent crime, wasn't as benign, and this wasn't overlooked by the Dolphin's coaching staff. In the aftermath of his arrest, Evans found himself unemployed: Miami let him go. Cam Cameron, the head coach, released a statement saying, "We will not condone this type of behavior. I assure everyone it will be dealt with seriously." And seriously dealt with it was. Good for Cam for standing by his word, and his morals.

Joey Porter's arrest for hitting Levi Jones makes me think that neither party was innocent. When you have football players, packed with testosterone, and add the element of alcohol, these things will happen. Still, Porter is a bit of wild card and someone Cameron should keep an eye on. Porter has not only spat out accusations of cheating, (jokingly?) said he was going to give George Bush a piece of his mind, uttered homosexual slurs, and been voted one of the NFL's dirtiest players, but he also owned two dogs who killed his neighbors miniature horse. How, exactly, does that kind of thing happen?

Nonetheless, for now you can chalk Porter up to a talented player with a lot of passion (if not too much) who likes to run his mouth, and sometimes puts his foot in it. He's hardly the first NFL player to get in a fist fight and he won't be the last. Porter and Chamber don't quite deserve to be labeled Bengals just yet. As for Evans, well maybe Cincinnati has an opening.

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Business & The Legal Process

2008-02-21T19:04:00.000-08:00

Whatever business one is involved in, and since humans are opinionated creatures, there are inevitably situations that will arise causing disputes. This may be a simple misunderstanding, may be lack of provision of quality goods or services or even failure of one of the parties to adhere properly to an agreed contract, gratuitous or otherwise.

At some point in time it is likely that one will end up in a legal dispute of some sort thus I feel it is prudent to devote some time to this.

A standard legal process has nine steps. :

Jurisdiction If a court is to hear a case it must have jurisdiction to hear the matter and the power to bind the parties.

Pleadings they are the necessary paperwork for the trial to begin. The plaintiff files the initial paperwork, referred to as a complaint or petition.

In this paperwork the plaintiff will assert that the defendant has done a wrong and requests a remedy.

Discovery Lawyers at this point in the process will gather together necessary information and witnesses before a trial. It is important to note that each side is allowed to see the evidence held by the other side. There should be no surprises.

Pre-trial conference these are often held for federal civil cases and at this meeting lawyers and the judge try to organise and narrow the issues of the case to the most important ones to make the trial more efficient. At this point out-of-court settlements will often occur.

Trial the trial is proceedings before the court. If a jury is selected the selection process is often referred to as voir dire. The jury decides the factual disputes and the judge interprets the law and instructs the jury. Should it be that the plaintiffs case carries no merit a summary judgement can be made by the judge, effectively ending the case without further trial.

Jury instruction by the Judge and the Verdict The judge instructs the jury about the issues of law involved in its decision. The jury will then determine the facts and penalty within its authority.

Post-trial motions. This includes asking the court for a retrial and indicating why a new trial is warranted, the main reasons normally being errors of law or procedure, jury misconduct or unusual damage awards.

Appeal Generally, each party of a lawsuit is entitled to one appeal at an appellate court. The paperwork supporting the basis for an appeal is referred to as a brief.

It is filled with lengthy arguments and with citations of prior court decisions and applicable statutes to make the case for a new trial.

Secure or Enforce the judgement Basically speaking, this can be as simple as send the person to prison or collect the money.

Parties can of course, settle a business dispute without the courts and bring in a neutral peacemaker who has two main methods at his/her disposal.

Mediation the mediator has a non binding authority to direct the parties to a fair settlement. The parties can, however, back out if they do not like the decision.

Arbitration an arbitrator has the power to bind the parties of a dispute. The decision is final and there are no appeals and the arbitrators are registered trained professionals.

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Do Hair Growth Vitamin Supplements Help?

2008-02-16T22:20:00.000-08:00

What do you think of when you hear the word herbal? Definitely in most cases you associate it with something healthy and something good for your body, skin and well-being.

What about Herbalife? The name says a lot and provokes you to think about it as something good and something that will give you energy and as the name suggests life.

Herbalife is a natural product. It is made of basic nutrient compounds, vitamins, minerals. Herbalife is 100% organic and is a very high quality product. The main Herbalife Vitamin Supplement ingredients are actually grown in pesticide free zones so that none of the materials are contaminated.

The benefits of Herbalife vitamin supplement are many. One of the main benefits is that the main Herbalife meal replacement contains your complete daily vitamin and nutritional intake in less calories then a normal meal.

Herbalife Vitamin Supplements are perfect for weight loss and keeping your body healthy. Weight loss comes down one basic factor, Outgoing (or used) Calories Vs Incoming Calories.

So as you can imagine being able to get all your daily nutrition and vitamin needs through herbalife vitamin supplements in less calories then a normal meal allows for accelerated weight loss whilst still being health.

Advanced Herbalife Vitamin Supplements

Herbalife also have many other advanced vitamin supplements all designed to help you make the most out of every day. Some of the more advanced vitamin supplements are anti-oxidant formulas and energy supplements.

Having used the full herbalife vitamin range for more then 2 years I can honestly say that these advanced herbalife vitamin supplements helped me more then any other vitamin range on the market.

Herbalife Vitamin Supplements for Your Skin and Hair

Herbalife dont only do supplements in a pill form, they also offer advanced solutions for your skin and hair problems.

They provide solutions to people with oil skin and oily hair to people with dry skin and dry hair and everything in between..

Of course as with all their products you can be guaranteed that herbalife vitamin supplements weather for your hair or for health are 100% natural, grown and produced in pesticide free zones and can definitely give you vast improvements with your health.

So if you are thinking about using herbalife vitamin supplements then I recommend you contact your local herbalife distributor and talk to them about a possible solution for any ailments you may be worried about. As a herbalife user I have never been let down by the quality of their vitamins.

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Acomplia: The Search for Anti-Obesity Drug Ends Here

2008-02-16T07:07:00.000-08:00

Anti-obesity drugs are the prime requirement of millions of obese across the world. Only an obese knows well about the problem related with obesity. Every third person tries to instruct an obese what to eat and what not to. There are people who laugh at an obese. Every obese knows that obesity can be cured with the help of suppression of appetite and proper exercising. Both things are easy to suggest but difficult to do. Exercising needs time and where is the time in the busy schedule to do rigorous exercising? How can an obese suppress appetite when urge for food is acute?

Appetite can be effectively suppressed with the aid of appetite suppressing drugs. The list of such drugs is long but most of them are in the weight loss drug market for years and obesity is still there. This puts a big question mark on the efficacy of those appetite suppressants. Recently, Sanofi-Aventis a drug manufacturing company of France has launched a new medication in the European anti-obesity drug market.

This drug is introduced by name of Acomplia and was initially launched in the UK drug market where countless obese found it very effective. Acomplia is a product of advance drug development technology whose line action of is quiet different from almost all anti-obesity medication available in the market. Cells of our body have neurotic receptors named as cannaboid receptor-1; this receptor is responsible for the transmission of hunger signal to the brain. The substance, which can block the working of CB-1 receptor, can be a proven appetite suppressant. Acomplias active ingredient Rimonabant does this work. Acomplia can also help in the cessation of smoking by inhibiting the working of the CB-1 receptor.

Acomplia is an oral prescription medication, which should be taken only on doctors advice. Generally doctors prescribe 20mg pills of Acomplia, which should be taken with one glassful of water. This medication produces better results when it is taken on empty stomach that is the reason why most doctors suggest for taking the pill an hour before breakfast. Breaking of Acomplia pills can produce some unnecessary changes in chemical structure of the medication so it must not be chewed.

It is the popularity of the medication that some unknown company has introduced a drug by the Acomplix in the weight loss drug market. But user of Acomplia should be aware of such duplicate and ineffective copies of this powerful medication as they may cause some harms.

The Acomplia drug may have some mild side effects like dizziness, constipation, nausea, dry mouth and stomach disorder. The side effects are limited to the use of drug for initial period only because of non-adjustment of the body to the medication. Generally side effects disappear with the regular use of this beneficial medication for few days. Acomplia is not meant for the pregnant ladies and breast-feeding mothers.

Acomplia is easily available through an online order; the delivery of product is made at your doorstep.

Jack White is an associated editor to AcompliaRimonabant. He is a contributing author and provides information on General Health related issues. For more details related to Acomplia rimonabant, Xenical, Reductil, Acomplia Diet Pill, Lipograsil, Slim 24, weight loss drug, Turbo Slim Men visit http://www.acompliarimonabant.co.uk.Human Resource Policies On Cell Phones
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My Marketing Letter to Russian Women

2008-02-14T21:29:00.000-08:00

I am in sales and marketing by profession so it was natural for me to put together a marketing piece selling myself to the women I corresponded with.

I wrote a four page letter in which I tried my best to describe myself, my occupation, my lifestyle, my general health, where I lived, my hobbies and interests, my personal philosophy and outlook on life, what I expected from a wife, how I expected I would contribute as a husband, how many children I wanted, why I was looking for a Russian wife, et cetera.

I tried to be as truthful as possible, but I also tried to put my best foot forward. Im not going to tell you to lie in a letter.

Keep all the negative stuff out of your letter. http://www.russian-luv.com/marketing.html

In short, dont list a litany of tales of woe about how you got screwed over in your divorce, your problems meeting women, your job is going nowhere, you are lonely or miserable, and you are bored with life.

If you list all the medical operations you have had, and all the bad luck you have had, how interested would a woman be in you?

On the other hand, I would not boast about yourself either. This is a big turnoff. All she is concerned with is that you are healthy, financially secure, that you can take care of her and any children you have, and that you are interested in her and a family life.

She doesnt care that you are Chief Executive Officer of Intergalactic Corporation. She doesnt care about how many women are swarming around you and how much property and money you have. She is more likely to feel insecure when you tell her those things rather than take comfort in them.

Just tell the truth about yourself in a positive light. She is going to be able to tell the truth about you in about two minutes to two weeks after you bring her home. That is not the time you want her to find out about any major discrepancies in your story.

John Kunkle has been married to a Russian women for over five years. He has travelled the path from finding her, to traveling to Russia, to bring his wife to America, and adjusting to married life. He will show you step by step how to do this yourself.Multipoint Video Conferencing
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How To Unleash Viral Marketing

2008-02-14T17:02:00.000-08:00

Is Viral Marketing new to you? What is viral marketing? It is marketing that spreads like the viruses where it moves across borders at tremendous speed and the growth is exponential as it becomes epidemic! How did you hear about hotmail and Da Vinci Code? Somebody told you about it or you receive a message from an email telling you about it, isn't it.

Word-of-Mouth Marketing can become Viral Marketing if it reaches a tipping point where it takes a life of its own and start spreading round the world at great speed. So how do you apply viral marketing into your business? You must create a buzz and network marketing can become viral marketing too when you can create something that really excite people and they just can't stop talking about it or sharing it. It got to be something that is new, exciting and if it can make a positive difference or add value to people's lives!

Here's a good example of viral marketing, I've created a simple free ebook: How To Be Happy, Healthy and Wealthy! And I've linked it with my business and everyone that reads the book has the opportunity to participate in it and give away as many books as they want. It will spread very fast because it is simple and duplicatable and the title of the free ebook creates a buzz: How To Be Happy, Healthy and Wealthy!

People worldwide are looking for a simple way to be happy, healthy and wealthy!

Just imagine when one person gets excited after reading the free ebook and give away 100 free ebooks and out of the 100 free ebooks, 10 of them took action and did the same, you would have 1,000 free ebooks circulating and multiplying worldwide! What if out of the 1,000 free ebooks, 100 did the same, you will have 10,000 free ebooks and soon 100,000, 1,000,000, 10,000,000 and 100,000,000 and it is possible in viral marketing because of its exponential growth especially when you leverage on the power of the Internet!

How to unleash viral marketing? Think through these important factors: Is there a buzz factor? Is it something that people cannot help but talk about it? Does it make people say wow? Is it so simple that even a child can do it? Does it add value to people's lives?

For viral marketing to work, it got to be fun, and of course, if it can help people make money, it will be a great booster and most important of all if it really benefit people! Please do not confuse viral marketing with chain letters just like many people out of ignorance, think network marketing is pyramid selling. The key factors that separate viral marketing from chain letters, is adding value to people's lives and it involves a win-win process where everyone can benefit from it and it is ethical and everyone participate willingly and it can be fun too!

For more information on viral marketing and to experience it, go to:
http://www.SimplyLearnAndEarn.com

Feel free to use this article on your website or ezine as long as the following information about author/website is included.

Bruce Seah is a Marketing Consultant and has been in internet marketing since 1999. Visit my website: http://www.SimplyLearnAndEarn.com.Masterizzazione
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How to Create a WIN/WIN When a Prospect Requests a Discount

2008-02-14T06:18:00.000-08:00

The good news is that when a prospective client asks for a discount, he's usually interested in obtaining your services.

However, the way in which you handle this request will ultimately have an effect on the value that is placed on you and your services by this potential client.

If you immediately say "yes," and offer your service at a discounted rate, what do you think your potential client is going to think?

You can bet it's probably something along these lines:

"Hmmm...She sounds like she'll work for peanuts. She must not be very good if she's this desperate for my business."
I wonder how far he'll lower his price to get me as a client? Maybe I should push the envelope a bit more and ask for an even bigger discount."
I guess the original fee was not 'real.' Am I being deceived here? I don't get the feeling I can really trust this person."
I guess she doesn't think she's worth her fee, or she wouldn't have been so quick to discount in the first place."
Wow. That was easy. I'm never going to pay this guy his regular rate. I'm going to make a mental note to ALWAYS ask for a discount whenever I need his services."

You see, when you instantly give a discount without asking for anything in return, you create a win/lose situation--and guess who loses? What's worse is that just because you've agreed to give a discount, doesn't mean you'll get the sale. Over 85% of the time, discounting actually damages your credibility--to the extent that your prospect who was, up until moments ago, ready to hire you, no longer trusts you, nor wants to do business with you.

But hold on!

What if you were to handle this conversation in an entirely different way?

Let's say you respond to the discount request with a question such as, "Tell me, Mr. so and so, why is it that you would like a discount?"

By asking this question, you'll have a better understanding as to the WHY part of the request. Based on his response, you can proceed using either one of the following solutions:

Solution Number One:

Use this approach if you'd like to do business with the prospect, but you think money truly is a barrier to him obtaining your services. Lower your price by removing something of value from your service. This provides a win/win scenario. The person gets your service, but at a lower price (and you continue to maintain the integrity of your fee). Try saying something like, "If money is an issue for you, then I suggest shorter sessions, or removing this part of the service." (Choose something that has a perceived high value.) Your prospect clearly needs to see and understand that in order for her to get a discount on your service, she must forgo a certain amount of value in exchange. (You could always simply ask what she would like to exclude when she asks you to discount.) Your potential clients need to know that there is a "cost" for lowering your fees.

Solution Number Two:

Instead of taking something away, ask for something in exchange! For example, let's say you provide administrative services for an hourly rate of $40/hr. You might agree to discount your hourly fee by $5-$10.00/hr if this prospect is prepared to hire you for a minimum of 20 hours a week for the next three months (or if he purchases from you by a certain date). Use the prospect's request for a discount as an opportunity to secure yourself more business!

The key to creating a WIN/WIN when a prospect requests a discount is to simply make him aware of WHY you are willing to lower your fees.

(c) Connie Scholl 2006

Connie Scholl of http://ConnieCoach.com provides self-employed service professionals with simple, effective and low-cost marketing solutions designed to quickly jump-start sales and consistently generate new clients. Get free marketing tips and "how-to-articles" at http://www.conniecoach.com.Food And Wine
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